Financial

Insurance

Our office is a fee for service pediatric dental practice. We accept most kinds of private indemnity insurance as well as traditional (non-PPO, non-HMO) Delta Dental. We also accept cash, check, Visa and Mastercard.

Drs. Darrow and Morris are not members of any dental PPO or HMO. Therefore, if your insurance requires that your child see a dentist on a list, we will expect payment at the time of services.

Payment

As a courtesy to you we will bill your insurance carrier. At each visit we will estimate your portion and ask for this amount at the time of services. We use modern electronic claims submission and insurance companies usually reimburse us quickly. If there is a balance (or if we overestimated your portion and owe you) we will send you a statement.

Extended payment plans are available and are set up on an individual basis.

Financial Arrangements for Children with Disabilities

For children with disabilities, in addition to private insurance, we accept government sponsored medical and dental insurance such as Medi-cal, Dentical, Healthy Families, and Healthy Kids.

Hospital Treatment

If your child requires treatment in a hospital setting we will ask you for your medical insurance information. While we do not bill the medical insurance the hospital and anesthesiologist usually require preauthorization prior to scheduling.